Eligible Loan Amount
¥ 0
Max Property Price
¥ 0
Max Monthly Payment
¥ 0
How DSR Works
Debt Service Ratio (DSR) = Total Monthly Debt Repayments ÷ Gross Monthly Income × 100. Malaysian banks typically require DSR ≤ 70%.
≤ 60% — Likely eligible
61–70% — Borderline, bank-dependent
> 70% — Likely rejected
Your DSR for This Property
Limit
70%
Difference
Existing Commitments
Est. Monthly Loan Payment
Total Monthly Obligations
Gross Monthly Income
Eligibility Summary
Can you afford this property?
Enter a property price above
Your eligible loan amount
Based on
Loan needed for property
90% of property price (10% down payment)
Send me my DSR result
This calculator is for reference only. Actual loan eligibility depends on bank assessment and individual circumstances.
将此计算器嵌入您的网站
复制以下代码并粘贴到您的网站中。在链接后加上 ?theme=dark
或 ?theme=light
即可匹配您网站的主题。
<iframe
src="https://webstag.iqiglobal.com/calculator/dsr-calculator-iframe" width="100%" height="780" frameborder="0"
title="IQI DSR Calculator" loading="lazy"></iframe>
